Welcome to Beatrice Insurance Agency
Independent Insurance Experts Serving Northern Kentucky & Beyond
Personalized health, Medicare, life, and business insurance backed by over five decades of experience. Get peace of mind and local advocacy from a family-owned agency in Union, Kentucky.
Your Local Insurance Experts
Protecting What Matters Most
For years, Beatrice Insurance Agency has been Northern Kentucky's trusted partner for comprehensive insurance solutions. As an independent, full-service agency based in Union, KY, we proudly serve families and businesses across Boone and Kenton counties and the Tri-State Area. We work with multiple top-rated carriers to find the right coverage at the right price—because protecting what matters most to you is our only priority. Whether you need health insurance, home coverage, or business protection, our dedicated team is here to guide you every step of the way.
About Our Agency
A Trusted Family-Owned Insurance Agency in Union, KY
Since 2012, Beatrice Insurance Agency has been the region's trusted advocate for navigating complex coverage options. As a family-owned and independent agency headquartered on Maxwell Drive, we proudly serve Florence, Burlington, Hebron, Ft. Wright, Independence, Covington, and the greater Cincinnati and Indiana areas. Our combined expertise ensures you receive personalized guidance tailored to your specific circumstances. We represent multiple top-rated carriers to provide a variety of clear choices with complete transparency. Through our consultative approach, we handle the shopping and comparison work to secure the best coverage and value for your exact needs. Our mission is to help small business owners, Medicare recipients, and self-employed professionals prepare for the future.
The Beatrice Advantage
Why Northern Kentucky Chooses Beatrice
Experience the difference of a locally rooted insurance partner serving the tri-state area with dedicated advocacy.
Family-owned and operated since 2012 with specialized industry expertise.
Fully independent agency representing multiple carriers to provide unbiased options.
Proactive support for claims, annual reviews, and ongoing coverage questions.
How We Help
OUR SERVICES
Medicare
Comprehensive guidance for Medicare Advantage, Supplements (Medigap), and Part D Prescription Drug Plans. We help simplify the enrollment process and ensure your preferred doctors and medications remain covered.
Health Insurance
Customized individual, family, and 1099 contractor plans including HMO, PPO, and Health Savings Accounts (HSA). We compare options to find the right balance of premium affordability and network access.
Small Business Insurance & Employee Benefits
Scalable group health, dental, and vision plans alongside workers’ comp and general liability protection. We help you attract top talent and maintain compliance with localized corporate benefits.
LIFE INSURANCE
Financial protection through term, whole, and permanent life policies. We secure your family's future with dependable coverage from top-rated national carriers.
Specialized Health Options
Targeted ancillary coverage including NCD and VSP Preferred Plans, Delta Dental of KY, travel insurance, and identity theft protection to close gaps in your primary policies.
Renewal Assistance
Ongoing advocacy that extends beyond enrollment. We provide proactive annual reviews to update your plan as your needs change and offer expert consulting to help resolve complex or denied claims.
Client Success Stories
What Our Clients Say About Working With Us
Real feedback from families, retirees, and business owners who trust us with their protection.
Common Questions
frequently asked question
COMMON QUESTIONS
How does Beatrice Insurance Agency help me compare health plans?
As an independent agency, we evaluate multiple top-rated carriers side by side to help you find the optimal mix of price, coverage depth, and provider network stability.
Can you assist with Medicare enrollment and plan selection?
Absolutely. We guide you through the details of Medicare Advantage, Supplements, and Prescription Drug Plans to verify that your specific doctors and medications are included in your network.
What coverage options are available for small business owners in the area?
We provide access to group health, dental, vision, life, disability, and workers’ compensation policies, alongside strategic support for ACA compliance and 1099 contractor benefits.
Do you charge any fees for consultations or enrollment?
No. Our professional consultations and enrollment support are provided entirely at no cost to you.
Can your team help with denied medical claims?
Yes. We provide expert claims advocacy to help you appeal and resolve complex insurance disputes directly with your carrier.
